One of the first mobile banking solutions in the world to offer mobile financial management and advisory services, Infosys Technologies Ltd., has announced the launch of Finacle mobile banking 2.0 . This comprehensive solution enables retail and corporate consumers to access banking services through mobile SMS, GPRS, 3G and USSD-enabled handsets.The solution supports multi-host, multilingual, multi-channel, multi-currency banking. It facilitates interactive financial management encompassing product selection, proximity payments, remote deposit capture, new account opening, ATM/branch locating based on GPS and value added services like mobile ticketing, mobile top-up and mobile marketing.
The solution’s robust integration framework enables seamless integration with disparate host systems, facilitating a unified, rich and intuitive user experience. Two factor authentication and encryption ensure fidelity of transactions. The device-agnostic solution supports over 8000+ mobile handsets including basic handsets and smart devices like iPhone, BlackBerry® smartphones1 and iPad. Customers can avail banking services through SMS messaging, browser-based mobile banking, rich client/download-based mobile banking or USSD messaging. In addition, the solution is channel agnostic and can be leveraged to fulfil transactions initiated across any other channel.
Banks can also leverage Finacle mobile bank-in-a-box , which is a pre-configured and pre-integrated solution for easy and rapid mobile banking deployment in lesser than 30 days.
According to Haragopal Mangipudi, Global Head - Finacle, Infosys Technologies, “As channel innovation continues to be a strategic priority for progressive banks, mobile banking has truly come of age. Finacle mobile banking 2.0 enables banks to create and leverage game-changing opportunities, through the mobile channel, to build, deepen and institutionalize relationships with both customers and new emerging consumer segments.”
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